Need an appraisal for an FHA-backed mortgage? Call Routt County Appraisers

The FHA retains of approved appraisers for each state - Routt County Appraisers is on the roster of approved appraisers for CO. If you have an FHA-loan, be sure to call Routt County Appraisers, as we are approved and qualified to produce FHA appraisal reports. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Routt County Appraisers is well-trained on how to work in accordance with the rules and regulations provided.

If your financial transaction is FHA approved, that means that the loan has been secured by the FHA, which is underneath the United States Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA; what the FHA does is ensure that the mortgage is paid for in case the borrower doesn't pay their loan. Applicable to all buyers, FHA loan programs are built to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Those with lower income or less starting funds to put down on a mortgage are assisted the most from Federal Housing Administration loan programs.